Freelance Emergency Fund Calculator

Freelancing is a roller coaster. Calculate exactly how much cash you need in the bank to survive dry spells.

Why Freelancers Need a Bigger Safety Net

If you have a 9-to-5 job, saving 3 months of expenses is fine. But for freelancers, your Emergency Fund is your only defense against the "Feast or Famine" cycle.

Is your hourly rate high enough?

If you can't save for an emergency fund, you might be undercharging.

Check Your Hourly Rate →